USDA Loans Can Help Alpaca Farmers

A couple of months ago I was approached by a helpful guy at the USDA who wondered how they could be helpful to alpaca farmers. I wanted my readers to hear some of the good 411 he had to share. Here is a guest post by Kevin Pearia from the USDA.

Government-backed home loans grow more popular each year.  Low-income families and individuals see programs like the USDA home loan as a way to make home ownership a reality.  People wanting to save some cash and live outside city limits should look into the USDA loan.


The Department of Agriculture secures the USDA loan, which is specifically for farmers and low-income families. The goal of this program is to strengthen economies in rural areas across the nation. People moving into rural and suburb areas is the solution. The USDA also wants to give persons the chance to buy a home or property affordably.

The loan boasts a rare perk in the world of home loans—$0 down. Saving up for a down payment is usually the biggest burden for homebuyers. Take that out of the equation and most people could start the exciting process of homeownership.

The loan also gives homebuyers extra financing for renovations of a home or farm.

Applicants should work to repair credit to a good standing and meet debt-to-income ratio standards.


To be eligible, applicants must determine whether the location of their property is within USDA approved locales.  Applicants will also need to fall within a certain income bracket.

If you or anyone you know is looking to move to a rural area, go ahead and take the time to find  out more info about USDA loans today!

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